Business Ethics Conference 2017

Confirmed Speakers

    Nora Manaf
    Group Chief Human Capital Officer
    Maybank, Malaysia
    Nora Manaf
    Group Chief Human Capital Officer
    Maybank, Malaysia

    Puan Nora Manaf is currently the Group Chief Human Capital Officer of Maybank Group since September 2008. 

    Prior to joining Maybank, she was with several multinationals and large local organisations across several sectors including telecommunications in Maxis and semicondoctor in Intel, as well as academia. Puan Nora Manaf was with Standard Chartered Group for over 9 years, in key management roles including Head of Human Resources, Scope International (a wholly-owned subsidiary of Standard Chartered UK Plc) and a leadership development role in London and Hong Kong on integration work post SCB acquisition of Chase Retail bank then. She was also Executive Vice President, Strategic Initiatives in Permata Bank Indonesia where she was part of a 7-member merger and alignment team seconded by Standard Chartered to PermataBank Indonesia, to prepare the organisation for the full divestment of remaining shares held by the government of Indonesia and achivement of the Business Strategy for the bank with the Standard Chartered Group. 

    Puan Nora Manaf is a qualified Chartered Accountant and is registered with the Malaysian Institute of Accountants (MIA). Puan Nora Manaf  also holds a post-grad certification in Human Resource Development from Cornell University, and is a Gallup Strengths Level II Coach. Puan Nora Manaf was recently being conferred with an Honorary Adjunct Professorship from Universiti Utara Malaysia (UUM) College of Business.

    Puan Nora Manaf is the selected industry leader for Universiti Utara Malaysia (UUM), for the CEO @ Faculty Programme (CEO@FP), an initiative by Malaysia’s Minister of Higher Education (MOHE).

    Puan Nora Manaf is actively engaged in the country’s financial and business employers’ circles. She is the Chairman of the Malayan Commercial Banks’ Association (MCBA), Chairman of the Human Resource Networking Group (HRNG), Council Member of the Malaysian Employers Federation (MEF) and Council Member of the country’s National Labour Advisory Council (NLAC). Puan Nora is also a member of the Advisory Committee for UUM Master of Science (Finance), Advisory Council Member (Financial Services Sector) under the Yayasan Peneraju Pendidikan Bumiputera, a member of the HR and Training Committee appointed by the Chairman of the Malaysia Competition Commission (MyCC) Board and a member of the Board of Examiners for the Asian Institute of Chartered Bankers (AICB), a member of Chartered Institute of Management Accountants (CIMA) Industry Executive Panel – Asia Pacific, and was inducted into the Global HR 50 World Top 50 Human Resource Professionals. Puan Nora was a Faculty speaker at the 28th Top Management Forum on Corporate Strategies for Driving Sustainability in the Asia-Pacific, organized by the APO in collaboration with the Ministry of Economy, Trade and Industry of Japan and the Japan Productivity Center, in held in Kyoto. She was also a Faculty member for a Next50 HR Professionals Programme conducted at Unilever’s Four Acres, UK and spoke in Oxford University on Leadership in March 2016.

    Puan Nora was awarded the “Beacon of Light” at the National Women in Leadership Summit and Exhibition August 2016. Organised by the Ministry of Women, Family and Community Development, Asian Strategy & Leadership Institute (ASLI) and the National Council of Women’s Organisations (NCWO).
    Mahendra Gursahani
    Managing Director and Chief Executive Officer
    Standard Chartered Bank Malaysia Berhad
    Mahendra Gursahani
    Managing Director and Chief Executive Officer
    Standard Chartered Bank Malaysia Berhad

    Mahendra Gursahani is the Managing Director and Chief Executive Officer (CEO) for Standard Chartered Bank Malaysia Berhad (SCBMB) and was appointed to the Board on 17 February 2015. As the Managing Director and CEO, Mahendra is responsible for the implementation of Standard Chartered’s business strategies and overall Corporate Governance for SCBMB and also for the Group’s operations in Malaysia.

    Prior to this appointment, Mahendra was the Chief Executive Officer and Head of Retail Clients, Standard Chartered Bank Philippines.

    Mahendra’s career with Standard Chartered Bank began over 20 years ago and has varied across its businesses in the Middle East, Asia Pacific, Africa, Europe and Americas. Mahendra’s experience spans Retail Banking, Corporate Banking, Credit Risk Management, Asset Management, Audit, Risk and a variety of roles in Finance.

    Prior to Standard Chartered Bank, he served with the American Express Bank in Mumbai, India. Mahendra started his career with Arthur Andersen in London. An Australian national, Mahendra is a Chartered Accountant, having qualified in London with the Institute of Chartered Accountants in England and Wales.
    Antony Lee
    Chief Executive Officer, AIG Malaysia; and
    Chairman, General Insurance Association of Malaysia
    Antony Lee
    Chief Executive Officer, AIG Malaysia; and
    Chairman, General Insurance Association of Malaysia

    Antony Lee is the Chief Executive Officer of AIG Malaysia. Antony, a Malaysian citizen, has been in the insurance sector for over 14 years. Prior to this appointment, he was CEO of AIG Vietnam from 2011 where his responsibilities included the development of one of the AIG’s key growth countries in the Asia Pacific region. He began his career at AIG in 2001 as VP of Business Development with AIG’s Software International JV based in Malaysia and has served in numerous roles including CEO of AIG Global Services and Regional Vice President of Commercial and Consumer Business for the APAC region.

    Antony holds a Bachelor of Science Degree and a Diploma in Architecture from University College London and is also a graduate of AIG’s Executive Development Management program.

    He is also Chairman of the General Insurance Association of Malaysia.
  • Shaik Abdul Rasheed Abdul Ghaffour
    Deputy Governor
    Bank Negara Malaysia
    Shaik Abdul Rasheed Abdul Ghaffour
    Deputy Governor
    Bank Negara Malaysia

    Abdul Rasheed Ghaffour is the Deputy Governor, Bank Negara Malaysia and is responsible for the financial sector regulation and development including payment systems as well as the international reserve management and money market operations and foreign exchange administration.

    He is a member of the Monetary Policy Committee, the Management Committee, Financial Stability Executive Committee, the Reserve Management Committee and the Risk Management Committee of the Bank.

    Prior to his appointment as Deputy Governor, he was the Assistant Governor for the Bank’s Monetary and Economics Sector, which also includes the international relations and statistical services functions of the Bank. He was on a two-year secondment as the Alternate Executive Director for Malaysia on the Executive Board of the International Monetary Fund, in Washington DC between 2012-2014.

    He started his career in the Bank Regulation Department of Bank Negara Malaysia and during his career in the Bank that spans over 20 years, he has been involved in key areas of central banking, including policy formulation in financial sector development, financial surveillance and prudential policies for the banking and insurance sector.

    Abdul Rasheed Ghaffour has an Honours degree in Economics from the University of Malaya.
    Rajeev Peshawaria
    Chief Executive Officer and Executive Director
    Iclif Leadership and Governance Centre
    Rajeev Peshawaria
    Chief Executive Officer and Executive Director
    Iclif Leadership and Governance Centre

    CEO of the Iclif Leadership & Governance Centre in Malaysia, author of Too Many Bosses, Too Few Leaders (Simon & Schuster 2011), co-author of Be the Change (McGraw Hill 2014) and a regular writer for Forbes, Rajeev has extensive global experience in leadership development with a particular focus on developing and delivering on business strategy. Rajeev’s professional roots are in industry. He has been Chief Learning Officer of both Coca-Cola and Morgan Stanley, and has formerly held senior positions at American Express and Goldman Sachs. At Goldman, Rajeev helped found Pine Street - the firm’s acclaimed leadership academy - and headed Pine Street for Europe and Asia. In his early career he was a banker and currency trader.

    He has provided coaching, consulting and advisory services globally. His clients include Deutsche Bank, HSBC, Mitsubishi, Johnson & Johnson, MetLife, The World Bank, US Treasury, US Securities & Exchange Commission, Indian Railways, Sinarmas Indonesia, Allianz, Permata Bank Indonesia, PwC, Nestle, Mohammad bin Rashid School of Government Dubai, Prudential, Maybank, Great Eastern, Citibank and many more. He also serves as guest faculty at leading business schools in the US, Europe and Asia.

    Rajeev is a sought after international speaker and has been widely featured in international media platforms such as Bloomberg TV & radio, National Public Radio (NPR), Harvard Business Review, CNBC, Fast Company, Leader to Leader, American Management Association (AMA) magazine, Leadership Excellence magazine, The Times of India, The National Dubai, Mint-Wall Street Journal and the Conference Board. His current research centres around the implications of recent Neuroscience and Quantum Physics discoveries on leadership.

    In 2014 he was named one of Top 100 Global Thought Leaders for Trustworthy Business by ‘Trust Across America.’ Rajeev and his family have lived in fourteen cities in eight countries.


The recent financial crisis and scandals in the West have shaken public trust and confidence in regulators and financial institutions. The financial services industry witnessed new regulatory developments to address the root cause of the crisis as well as to help regain the public’s trust in the industry. Non-statutory initiatives have also been introduced to promote higher standards of behaviour for organisations and individuals in the industry.

This highlights the importance of having in place a strong culture of professionalism anchored on a set of core ethical principles, particularly given the industry’s greater interconnectivity of markets. Adherence to a high standard of professionalism and ethics will not only enhance the overall reputation and public trust in the financial services industry but also contribute towards a more resilient and sustainable industry, and help contain any vulnerability to cross border contagion.

The conference will focus on the awareness and importance of ethical conduct and professionalism across the financial services industry, and its role in sustaining customers’ confidence and trust in the industry. By drawing lessons from advanced jurisdictions and emerging markets alike, the conference will provide an environment that supports greater dialogue amongst financial institutions and stakeholders of the financial services industry on this important issue.

Monday, 24 April 2017
8:00AM Registration and refreshments
9:00AM Opening speech

Tan Sri Dato’ Dr Mohd Munir Abdul Majid
Chairman, Financial Services Professional Board; and Chairman, Bank Muamalat Malaysia Berhad
9:10AM Special Address

Shaik Abdul Rasheed Abdul Ghaffour
Deputy Governor, Bank Negara Malaysia
9:30AM Earning the trust: survey findings

Kee Gek Choo
General Manager, Market Research, Asian Institute of Finance
9:50AM A question of ethics: just how ethical are you?

A highly practical, lively and interactive session which provides an overview of why integrity is crucial in business. Participants will be asked to consider, debate and then vote on options arising from real life case study.

Simon Culhane
Chartered Fellow and Chief Executive, Chartered Institute for Securities & Investment, United Kingdom
10.40AM Refreshments
Implementing ethics and conduct as an organisation culture:
challenges and key success factors

This session aims to explore measures in bringing professionalism in the financial services industry to its next level by adopting and implementing professional standards locally as well as across borders. This stresses the need for having in place effective implementation systems that integrate the standards with an organisation’s business operations and processes, but also the internalisation of the value and spirit of standards in the overall culture of the organisation.
Keynote 1
11.00AM Building and promoting an ethical and professional culture: making a difference

Professor Thomas Donaldson
Mark O. Winkelman Professor of Legal Studies and Business Ethics, Wharton School, University of Pennsylvania, USA
Plenary Session 1
12:00PM Embedding ethics into your culture: challenges and critical success factors


  • Keith Stoddart, Managing Director, Senior Advisor of Compliance and Operational Risk Control,         UBS, Hong Kong
  • Bill Howarth, President, International Compliance Association; and Group Managing Director (Risk and Compliance), Wilmington plc, United Kingdom
  • Clare Payne, Consulting Fellow, Ethics in Banking and Finance, The Ethics Centre; and Board Member, The Banking and Finance Oath, Australia

Moderator: Datuk Shireen Muhiudeen, Founder, Managing Director and Principal Fund Manager,
Corston-Smith Asset Management, Malaysia

12:45PM Lunch
Professionalism and ethics:
changing the culture in financial institutions

The session aims to discuss the importance of professionalism and ethics in financial institutions to promote sustainability and stability of the industry. This hinges on the values portrayed and adopted by the younger generation, particularly in light of new developments and challenges such as the change in customers’ behaviour and their growing demand, disruptive technologies, tighter regulatory oversight and increased competition.
Plenary Session 2
2:00PM The current and future role of ethics in the financial services industry

  • Antony Lee, Chief Executive Officer, AIG Malaysia; and Chairman, General Insurance Association of Malaysia
  • Nora Manaf, Group Chief Human Capital Officer, Maybank Group, Malaysia
  • Dr. Tony Tan, Head, Global Society Advocacy Engagement, CFA Institute, Hong Kong

Moderator: Richard Thomas, OBE, Institutional, Governmental and Multilateral Relationships, Gatehouse Bank, United Kingdom

Keynote 2
2:45PM Contribution of the financial sector to the national economy and the importance of the industry’s reputation

Tan Sri Abdul Wahid Omar
Group Chairman, Permodalan Nasional Berhad, Malaysia 
3:30PM Refreshments
Improving professionalism and ethical conduct

This session aims to analyse regulations and initiatives introduced to improve professionalism and ethical conduct in various jurisdictions affected by the financial crisis, with a focus on the future performance and growth of the financial services industry.
Plenary Session 3
3:45PM Preventive medicine: are new initiatives to improve professionalism and ethics enough to prevent another financial crisis?

Confirmed Panellists:

  • Dato' Yusli bin Mohamed Yusoff, President, Malaysian Institute of Corporate Governance
  • Mahendra Gursahani, Managing Director and Chief Executive Officer, Standard Chartered Bank Malaysia Berhad
  • Simon Culhane, Chartered Fellow and Chief Executive, Chartered Institute for Securities & Investment, United Kingdom
  • Dato’ Mohammad Faiz Azmi, Executive Chairman, PricewaterhouseCoopers Malaysia

Moderator: Rajeev Peshawaria, Chief Executive Officer and Executive Director, Iclif Leadership & Governance Centre, Malaysia

4:45PM Closing remarks

Tan Sri Dato’ Dr Mohd Munir Abdul Majid
Chairman, Financial Services Professional Board; and Chairman, Bank Muamalat Malaysia Berhad
End of conference

Note: Agenda is subject to change
Main Sponsor

AIA Bhd. is a leading insurer in Malaysia, where we have been privileged to do business since 1948. We offer a suite of financial solutions including Protection, Health, Personal Accident, Employee Benefits, General Insurance, Mortgage, Retirement and Family Takaful products to meet our customers’ protection and financial security needs at every life stage. Through our wide and diverse distribution footprint which comprises a 13,500 strong Life Planner force, our exclusive bank partner’s branches nationwide as well as corporate sales teams and brokers, we give our customers the choice of deciding how, when and where they connect with us.

Part of the AIA Group, the largest independent publicly listed pan-Asian life insurance group, AIA Bhd. has the financial strength, experience, service centre network and a well-trained team of more than 2,000 staff to serve our 3 million customers nationwide. As at 31 May 2016, AIA Bhd.’s total asset worth was RM48 billion, with a paid-up capital of RM767 million.



AFFINBANK Group (AFFINBANK) is a wholly-owned subsidiary of Affin Holdings Berhad, which is listed on Bursa Malaysia. AFFINBANK provides a suite of financial products and services that caters to retail, SME and corporate customers. The target business segments are categorized under key business units such as Consumer Banking, SME & Commercial Business Banking, Corporate & Public Sector Business Banking and Treasury. The tagline of “Banking Without Barriers” signifies the removal of boundaries within the processes of AFFINBANK, reaching out to customers, improving relationships with them, making each one of them feel privileged and enhancing a new approach to banking and changing the face of conventional banking. AFFINBANK also provides Islamic banking products and services via its Islamic banking subsidiary Affin Islamic Bank Berhad (AFFIN ISLAMIC). AFFIN ISLAMIC, a full-fledged Islamic bank, offers a complete range of Islamic Banking products and services which are in compliance with Shariah principles and laws. For more information, please log on to or or visit an AFFINBANK or AFFIN ISLAMIC branch.


The Asian Institute of Chartered Bankers

The Asian Institute of Chartered Bankers (AICB) is the professional body for the banking services industry in Malaysia. AICB is governed by a Council comprising representatives from Bank Negara Malaysia (BNM), The Association of Banks in Malaysia, and the Malaysian Investment Banking Association. The Institute’s aim is to elevate professional and ethical standards of banking practitioners and create a banking workforce which subscribes to high standards of professional conduct, knowledge and competence. In line with our mission, AICB continues to ensure that our professional qualifications are aligned with industry needs in order for talent in the banking industry to be equipped with the requisite skills and values through its series of professional qualifications.


Merchandise Sponsor

AIG is a Global Company with a commitment to serve you. We offer an extensive range of solutions, including car, property, travel, health and identity theft insurance products, deep insurance claims expertise and excellent financial strength. Globally, we are a network of approximately 65,000 people in more than 100 countries and jurisdictions who come together every day to take on the world’s new challenges.

At AIG, we provide the safety that gives companies and individuals the freedom to grow. We work to pinpoint risks and prevent them from becoming losses so our clients are free to create the future; we help our clients identify unseen risks—and stop accidents before they happen.

The world is changing faster than ever. What was true yesterday may not be true tomorrow. But with AIG’s risk expertise, you’ll be more prepared, with less fear for the future. We’re ready to help you seize new opportunities. With AIG, you can be confident that you will receive a high standard of service, anytime, anywhere.

Enjoy the future. Leave the risks to us.


Media Partner
The Malaysian Reserve (TMR)

The Malaysian Reserve (TMR) is an all-business daily that provides insight into the fast-moving business world. As a responsible newspaper, we take pride in being independent, balanced and factual.

TMR is a must-read for businessmen and policymakers. We provide the right information, at the right time on everything business, and a little bit beyond: stocks, technology, markets, wealth management, investments and industry.

We are the platform to give and receive essential business information and opportunities. TMR is aimed at senior management, businesses, policymakers, investors and high net worth individuals who make the decisions. 


AIF is pleased to offer your company an opportunity to join this conference as a corporate sponsor where you can expect optimum visibility for your brand and access to some of the most senior decision makers from the private and public sector, including senior representatives from regional and global banks. Don’t miss your marketing opportunity at this event!

Sign up today to become a Corporate Sponsor at the Business Ethics Conference 2017 and your company will have extensive exposure to a targeted audience. This is your chance to meet one-to-one with potential customers and showcase your expertise as well as an opportunity to extend your network.

For additional information on sponsorship opportunities, please contact:

Corporate Sponsorship

Name : Ms. Sandra Murugiah
Designation : Manager, Business Development and Marketing
Tel : +603 2787 1940
Email  :

How to Register

Please complete the registration form and return by mail, fax or email payment to:


Unit 1B-05 Level 5 Block 1B, Plaza Sentral, Jalan Stesen Sentral 5,
50470 Kuala Lumpur

Tel : +603-2787 1999
Fax : +603-2787 1900
Email :

Conference materials and badges may be collected at the registration counters (conference delegates & exhibitors) located at Ground Floor, Foyer of Conference Hall 1, Sasana Kijang, Kuala Lumpur during registration hours.

Download Registration Form

On-site Registration – BUSINESS ETHICS CONFERENCE 2017

Delegates may register on-site at the registration counters located at Ground Floor, Foyer of Conference Hall 1, Sasana Kijang (conference delegates & exhibitors) during the following registration hours:
  • 7:30AM - 2:00PM – Monday, 24 April 2017

Registration Packages and Fees

Full Conference Registration Fee includes admission to conference sessions, exhibition, coffee breaks and luncheon.

Fees per person Early Bird Fee
(ends on 3 March)
Normal Fee
(4 March onwards)
Premier Group Discount
Conference Day RM 550.00 RM 650.00 5% saving for 5 delegates and above 10% saving for 10 delegates and above

This conference is HRDF Claimable.

The above fee is excluding GST of 6%
Deadline for Registration: 20 April 2017

Payment Details

All registration fees are payable in Ringgit Malaysia (RM). Payment can be made by:
  • Cash
  • Cheque (Malaysian Cheque only)
  • Online Banking Transfer
  • Telegraphic transfer (for international delegates only)

Please contact the Registration Centre at +603 2787 1936 / 1940 for more information on payment options.

Terms & Conditions
  1. Confirmation of seat is upon receipt of full payment.
  2. Registration fee is excluding GST of 6%.
  3. To enjoy the early bird rate, registration form must be received on or before 3 March 2017, failing which your conference fee will be reinstated to the standard fee.
  4. Full payment must be received on or before 19 April 2017, otherwise your seat may be released.
  5. All payment to be made in Ringgit Malaysia (RM) only.
  6. All payment to be made payable to Asian Institute of Finance Berhad.
  7. The above Conference fee is valid for one (1) person only and is inclusive of admission to conference sessions, exhibition, coffee breaks and luncheon.
  8. All registration cancellations must be received in writing via email ( before 3 March 2017 and will be refunded less 50% of the registration fee.
  9. Cancellation after 3 March 2017 is not eligible for refund.
  10. Please note that “No Shows” are liable for the full registration fee. No refund if delegate fails to attend.
  11. Replacement is only allowed for attendees within the same organisation. All replacement notifications must be received in writing via email to before 5 April 2017.
  12. The conference organisers reserve the right to make changes to the venue, date or speaker, including but not limited to cancellation of the conference warranted by whatsoever circumstances or reasons.


  • Kee Gek Choo, General Manager, Market Research, Asian Institute of Finance- Link to slides

  • Simon Culhane, Chartered Fellow and Chief Executive, Chartered Institute for Securities & Investment, United Kingdom - Link to slides

  • Professor Thomas Donaldson, Mark O. Winkelman Professor of Legal Studies and Business Ethics, Wharton School, University of Pennsylvania, USA - Link to slides

  • Tan Sri Abdul Wahid Omar, Group Chairman, Permodalan Nasional Berhad, Malaysia - Link to slides

Sasana Kijang
2, Jalan Dato’ Onn,
50480 Kuala Lumpur, Malaysia.
Tel: 03-9179 2888
Fax: 03-9179 2161

Map of Sasana Kijang

For all matters regarding the Business Ethics Conference 2017, please contact:

Asian Institute of Finance
(Representing the Business Ethics Conference 2017 Organising Committee)

Name : Ms. Manpreet Kaur
Designation : Events Manager
Tel : +603 2787 1936
Fax : +603 2787 1900
Email  :

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The Ethical Challenge:
Building a Culture of Professionalism in Financial Services

Frequently Asked Questions (FAQ)
  1. How can I register? What are the registration rates?
    Please click here for rates, deadlines and other registration information.

  2. Is Conference HRDF claimable?
    Yes this conference is HRDF claimable. Full payment needs to be made to Asian Institute of Finance Berhad. You may then claim from HRDF directly.

  3. Do you accept walk-ins on the day of the conference?
    Yes we do accept walk-ins and payment can be made on the event day. However, we recommend registering and paying in advance to avoid any unnecessary delays.

  4. What is the cancellation policy for the conference? And is the registration fee refundable?
    All cancellations must be received in writing via email ( before 3 March 2017 and 50% of the registration fee will be refunded. Cancellation after 3 March 2017 is not eligible for a refund.

    Please note that registrants who do not attend on the day are liable for the full registration fee. There will be no refund if the delegate fails to attend. A replacement delegate is only allowed for attendees from within the same organisation. All replacement notifications must be received in writing via email to before 5 April 2017.

    For more details on the terms & condition, please click here.

  5. What are the parking facilities available?
    Sasana Kijang has parking facilities for delegates. Kindly park your vehicle at LG 5 and parking fee is at RM5 per entry.

  6. I am an overseas participant and need a letter of invitation before I can receive my visa. What is the procedure?
    Upon full payment of conference registration fees, the participant may request an invitation letter by emailing AIF will not supply an invitation letter to unpaid or unregistered participants. Please note that AIF does not give any further support to the visa application process. Obtaining a visa remains the sole responsibility of the participant. Regular cancellation deadlines apply, regardless of whether your visa was granted or not.

  7. Can I advertise in the conference program?
    We have sponsorship packages for your consideration. Kindly email your request to

  8. How can my organisation become a sponsor?
    To become a sponsor and for more information, please contact Sponsorship opportunities are limited, so please call us as soon as possible. For more information, you can also visit the Sponsors and Exhibitors page on our website.

  9. I have already registered for this conference. Can I make changes to my registration information?
    For any changes, kindly email the registration centre at

  10. I’ve missed the registration deadline for the conference, can I still attend?
    Yes you can walk-in on the event day and register onsite.

  11. What meals will be served at the conference?
    The meals served at the Conference is Halal certified. If you have any dietary requirement, please email us at

  12. What is the dress code?
    Dress code for the Conference is Business Formal.

  13. Will I receive a certificate of attendance?
    A certificate of attendance is available upon request by emailing after the conference.

  14. How can I reserve a hotel room, and what are the rates?
    The Majestic Hotel, KL will provide conference rates to conference delegates at RM370++ deluxe room with breakfast for one person. Kindly email to and quote #Ethics2017 to enjoy the rate.

  15. My question is not listed here. Whom do I contact?
    Please contact for assistance.